Terms of Use

Last updated: November 3, 2026

By using Panorama you agree to these terms. We've kept them short.

What the site offers

General information about stock exchanges (hours, market status, holidays, official links), weather forecasts, soccer and horoscopes, free and without registration, supported by ads.

Not investment advice

Nothing here is an offer, recommendation or analysis of any security. We don't show stock quotes. Check official sources and, if you need advice, talk to a licensed professional.

Third-party data

Weather and soccer data come from outside sources credited on each page and on our About page. That data may be delayed, wrong or unavailable; we always show when it was last updated. Forecasts are estimates. For official warnings, follow the National Weather Service and your local authorities.

Horoscope

It's entertainment, with no scientific basis.

Acceptable use

You may read, share links and quote short passages with credit. Don't copy the site wholesale, scrape it in a way that burdens our servers, or resell the data: our sources' licenses have their own rules, and they bind you too.

Content and trademarks

Text and design belong to Panorama. Names of exchanges, indexes, clubs and leagues belong to their owners and are used only to identify them, not to suggest any endorsement.

Links

We don't control third-party websites and aren't responsible for their content.

Disclaimer

The site is provided "as is." We work to keep it accurate and online, but it may be unavailable or contain errors. To the extent the law allows, we're not liable for decisions made based on it. Nothing in these terms limits rights you have under consumer protection laws that can't be waived.

Free, confirmed by email, cancel anytime. See the Privacy Policy.

Premium

Premium is a monthly subscription with no ads and the daily email digest. You see the price before you subscribe, and it is the total you pay. Payments are processed by Stripe (card, Apple Pay, Google Pay).

It renews automatically every month until you cancel. You can cancel anytime in your account, and Premium stays on until the end of the period you paid for. Canceling stops future charges; periods already paid are not prorated.

Contact

contato@lpatech.com.br